:root{
  --bg:#f7f9fc;--card:#ffffff;--ink:#0f172a;--sub:#475569;--brand:#2563eb;--brand-2:#1d4ed8;
  --ok:#16a34a;--warn:#ea580c;--muted:#e2e8f0;--ring:rgba(37,99,235,.25);--shadow:0 8px 24px rgba(2,6,23,.08);--radius:16px
}
*{box-sizing:border-box}
html,body{margin:0;padding:0;background:var(--bg);color:var(--ink);font:16px/1.6 system-ui,-apple-system,Segoe UI,Roboto,Inter,Arial,sans-serif}
a{color:var(--brand);text-decoration:none}
a:hover{color:var(--brand-2)}
.container{max-width:1200px;margin:0 auto;padding:24px}
.topbar{display:flex;align-items:center;justify-content:space-between;gap:16px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:20px}
.logo-badge{width:32px;height:32px;border-radius:8px;background:linear-gradient(135deg,var(--brand),#60a5fa)}
nav ul{display:flex;gap:16px;margin:0;padding:0;list-style:none;flex-wrap:wrap}
nav a{display:block;padding:10px 14px;border-radius:999px;background:#eef2ff;color:#1e3a8a;font-weight:600}
nav a:hover{background:#e0e7ff}
.cta-btn{padding:10px 16px;border-radius:10px;background:var(--brand);color:#fff;font-weight:700;box-shadow:var(--shadow)}
.cta-btn:hover{background:var(--brand-2)}
.hero{margin-top:24px;border-radius:24px;padding:36px;background:
  radial-gradient(1200px 500px at 20% -20%, #c7d2fe 0%, rgba(199,210,254,0) 50%),
  radial-gradient(800px 400px at 120% 20%, #bae6fd 0%, rgba(186,230,253,0) 45%),
  linear-gradient(180deg,#ffffff,#f1f5f9)}
.hero h1{font-size:40px;line-height:1.15;margin:0 0 10px}
.hero p{margin:0 0 18px;color:var(--sub)}
.hero-row{display:grid;grid-template-columns:1.2fr .8fr;gap:24px}
.hero-card{background:var(--card);border-radius:var(--radius);padding:18px;box-shadow:var(--shadow);border:1px solid var(--muted)}
.badge{display:inline-block;padding:6px 10px;border-radius:999px;background:#dcfce7;color:#065f46;font-weight:700;font-size:12px}
.grid{display:grid;gap:18px}
.grid.cols-3{grid-template-columns:repeat(3,1fr)}
.grid.cols-4{grid-template-columns:repeat(4,1fr)}
@media (max-width:980px){.hero-row{grid-template-columns:1fr}.grid.cols-4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:720px){.grid.cols-3{grid-template-columns:repeat(2,1fr)}}
@media (max-width:520px){.grid.cols-3,.grid.cols-4{grid-template-columns:1fr}}
.card{background:var(--card);border:1px solid var(--muted);border-radius:var(--radius);padding:18px;box-shadow:var(--shadow)}
.card h3{margin:0 0 8px;font-size:18px}
.pill{display:inline-block;padding:6px 10px;border-radius:999px;background:#f1f5f9;color:#0f172a;border:1px solid #e5e7eb;font-size:12px;font-weight:600}
.section{margin-top:30px}
.section h2{margin:0 0 12px}
.list-reset{list-style:none;margin:0;padding:0}
.list-reset li{padding:8px 0;border-top:1px dashed #e5e7eb}
.list-reset li:first-child{border-top:none}
.cta-band{display:flex;flex-wrap:wrap;gap:12px;align-items:center;justify-content:space-between;padding:16px 18px;border-radius:16px;background:#eff6ff;border:1px solid #dbeafe}
input,select,textarea{width:100%;padding:12px 14px;border-radius:12px;border:1px solid #dbe0ea;background:#fff;outline:none}
input:focus,select:focus,textarea:focus{box-shadow:0 0 0 6px var(--ring);border-color:var(--brand)}
.btn{display:inline-block;padding:12px 16px;border-radius:12px;background:var(--ink);color:#fff;font-weight:700}
.btn:hover{background:#111827}
footer{margin-top:36px}
.foot{display:grid;grid-template-columns:2fr 1fr 1fr;gap:18px;padding:18px;border-top:1px solid #e5e7eb;color:var(--sub)}
@media (max-width:920px){.foot{grid-template-columns:1fr}}
.tiny{font-size:12px;color:#64748b}
.ad{border:1px dashed #60a5fa;border-radius:12px;background:#f0f9ff;color:#1e3a8a;text-align:center;padding:10px}