Settlement Calculations
What matters
A useful settlement review separates documented economic loss, disputed responsibility, available coverage, liens, and future needs instead of multiplying medical bills by a fixed number.
Records to gather
- Itemized medical bills and payment records
- Wage verification and work restrictions
- Policy information, liens, and written offers
Questions to answer
- Which losses are supported by records?
- Which facts or injuries does the insurer dispute?
- What must be repaid from any recovery?
Avoid this mistake
Treating an online number as a prediction can hide coverage limits, proof gaps, and repayment obligations.
Keep the state question visible
Choose a stateProcedure, definitions, coverage, and deadlines can change by jurisdiction.
Primary sources to check
Begin with the current statute text, the relevant court's rules and filing information, and any agency material tied to the defendant or insurance issue.
- USA.gov state and territory directory
- United States Courts for federal court information
- The official legislature, judiciary, and regulator for the relevant state
Source links checked August 29, 2026. A source page is a starting point; the controlling text and current court rules still need to be read.