District of Columbia Car Accident Laws and Claim Checklist

Separate four questions after a crash

For a collision in Washington or elsewhere in District of Columbia, separate traffic duties, civil fault, insurance coverage, and the court-filing deadline. A police conclusion and an insurer's percentage are evidence positions, not necessarily the final legal allocation.

Preserve scene and vehicle proof

  • Original photos, video, dashcam, traffic-camera, and nearby business footage
  • Vehicle data, damage, repair, tow, storage, inspection, and total-loss records
  • Report number, officer information, witness contacts, and a location diagram

Build a coverage file

  • Every declarations page and policy that may cover a driver, vehicle, household member, or employer
  • Claim numbers, adjuster contacts, coverage letters, recorded-statement requests, and offers
  • Health-plan, medical-payment, PIP, UM/UIM, lien, and reimbursement documents
Check the filing question separately

Property repair or insurer discussions do not replace deadline review.

Open District of Columbia deadline guide

Check the official District of Columbia sources

For a crash in District of Columbia, separate traffic duties, civil responsibility, insurance coverage, and the lawsuit-filing question.

Links checked August 29, 2026. Confirm the current text, effective date, and any local rule before relying on a deadline or procedure.