Missouri Car Accident Laws and Claim Checklist

After a crash

For crashes in Kansas City, Saint Louis, and Springfield or elsewhere in Missouri, preserve police reports, photos, medical records, vehicle damage evidence, witness details, and all insurance communications.

Issues to verify

  • Fault and comparative negligence rules.
  • Insurance claim deadlines and policy limits.
  • Uninsured or underinsured motorist coverage.
  • Government vehicle or road-defect notice rules.
Deadline research

Crash claims still need state-specific deadline verification.

Check Missouri deadlines

Official sources to verify